![]() ![]() Stateline reached out to all three companies for comment and received no responses. Geico and Progressive also quoted higher prices to service workers compared with managers and executives, the report found. Sponsors have filed it again this session.Īuto insurers Geico, Progressive and Liberty Mutual - the company initially used by Rivera - quoted higher rates on average for people with less education, according to a 2021 survey by Consumer Reports. The state Senate approved the bill last session but it died in the House. ![]() The figure shows that state residents can buy affordable auto insurance under the current system, New Jersey Assembly Majority Leader Lou Greenwald, a Democrat, told the New Jersey Monitor in December, so the law may not need changing. ![]() New Jersey has the lowest rate of drivers without insurance, at 3.1%, according to the Insurance Information Institute, an industry organization. Insurance companies argue that if they didn’t consider those criteria, everyone’s rates would increase, including those who already have high premiums. Consumer advocates say using non-driving factors punishes people with lower incomes and people of color, who disproportionately have lower education levels, hold lower-paying jobs and have lower credit ratings. A handful of states already have such bans, and more states have been considering them.Ĭurrently, most insurance companies use those criteria, along with driving records, mileage driven and other factors including age and gender to set rates. The difference? Her new, smaller insurance company doesn’t take into account her education level or occupation in setting her rate.Ī bill in the New Jersey legislature would prohibit all auto insurance companies from considering “non-driving” factors such as education, occupation or credit score in determining rates. Now, she pays almost $2,000 less for coverage on her 2016 Jeep. New Jersey resident Anna “Cuqui” Rivera, a high school graduate who works as a labor and civil rights activist and moonlights as a DJ, was paying almost $3,000 annually for auto insurance with one of the big companies. ![]()
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